Our Services

At Zen Roof Works, Inc., we provide specialized insurance supplement support for contractors working on residential, commercial, and disaster restoration projects. Whether it’s storm damage, water intrusion, fire restoration, or large loss mitigation—if it’s an insurance job, we help you get paid what you’re owed.

With over $7.1 million in scope increases in 2024 and an average claim increase of 30%+, we bring clarity, precision, and real results to every supplement we touch.

Residential

We work with roofing contractors, restoration teams, and general contractors to maximize residential insurance claims. Our team handles all communications with the insurance carrier during the supplementing process, so you don’t have to.

Whether it’s hail, wind, water, fire, or tree impact, we build and manage the supplement from start to finish—before or after the work is done.

We Handle:

  • Full scope review + photo documentation

  • Pre-build & post-build supplements

  • Code compliance research (IRC/IBC)

  • Adjuster discussions and follow-ups

  • Rebuttals on denied or underpaid claims

Residential trades we support:

  • Roofing, gutters, siding, windows, and paint

  • Interior damage: drywall, insulation, flooring, cabinetry

  • Fire/water mitigation & cleanup

    We deal directly with the carrier for you!

Aerial view of a suburban neighborhood with rows of houses, driveways, and cars parked on the streets. The houses have light-colored roofs and shadows cast on the lawns.

Commercial claims demand detailed documentation, accuracy, and strategy. Our team directly engages with the insurance carrier to submit, justify, and discuss commercial claim supplements on your behalf.

From multi-family roofs to large-loss interiors, we help ensure your commercial projects are fully covered—without the back-and-forth wearing you down.

We Handle:

  • Custom Xactimate estimates

  • Detailed scope analysis & supplement creation

  • Code & permitting research

  • Communication with the carrier

  • Large-loss strategies & multi-trade supplementing

    You focus on the project—we handle the claim communication.

Commercial

Skyline of downtown Los Angeles with skyscrapers and buildings at sunset.

Estimate Writing

Stacks of organized paperwork with file folders and yellow sticky notes in an office setting.

If you just need a clean, professional estimate to submit to the carrier yourself, we’ve got you covered. We create detailed Xactimate estimates that are supplement-ready and adjuster-approved.

Perfect for:

  • New claims

  • Pre-job scoping

  • Public adjusters & GCs needing estimating help

What You Get:

  • Full Xactimate estimate

  • Supporting documentation (photos, notes)

  • Optional supplement-ready format

    You submit the estimate-we give you everything you need to get it approved.

Contact us

At Zen Roof Works, Inc., we take the hassle out of insurance supplements so you can focus on running your business. Our clients see over 30% average increases in claim payouts—don’t leave money on the table. Whether you need a claim reviewed or have questions, we’re here to help.